In a large mixing bowl, combine the refried beans and taco seasoning. Stir until fully mixed, then layer the beans evenly in a large serving platter.
In another mixing bowl mix the jalapeños and the cream cheese until fully combined, then spread the cream cheese mix evenly over the refried beans in the serving platter.
One by one, spread the remaining ingredients over the beans and sour cream: salsa, then lettuce, cheese, olives, and finally tomato.
Recommended: Refrigerate the dip for one hour prior to serving.
Serve with tortilla chips.
Video
Notes
If jalapeños are too spicy, swap them out for one jar of canned green chilies.